At OC Home Loans, we understand that homeownership is more than a transaction—it’s a
foundation for financial growth, security, and the future you envision.
Where we are
When it comes to your home, no question is too big or
too small for our Loan Officers
Together, we can find your happy place!
Homeownership Hub
A go-to resource for mortgage tips, market updates, and home renovation ideas.
Careers
At OC Home Loans, we empower Loan Officers with unparalleled autonomy, allowing you to run your business independently while benefiting from our compliance, technology and operations expertise. With OC Home loans you will be ensured lower loan fees and highly competitive interest rates. Our platform is designed to attract more potential borrowers and referral partners, providing you with the tools, support, and resources you need to thrive in today's dynamic mortgage industry.
Customer Experiences
5.0
Average Rating
The process of re financing a mortgage is tedious. And the decision whether it makes sense to refi .. again..is always difficult. Rich made the whole process very simple. I have done several refi’s with Rich .. all were painless with the best rate possible.
Casey W 11-15-2021
5.0
Average Rating
Rich is wonderful. He has done two mortgages for me and they both went so smoothly. He really listens and even talked me out of one of my mortgages until the rates made very good sense. He had my back and aways wanted to make sure I was happy. I would highly recommend.
Neda K 11-15-2021
5.0
Average Rating
My husband and I recently closed on a home in Santa Barbara, working with Rich Parsons. Without him, we would not have reached this milestone, and for this we are forever grateful. We started our home buying journey unexpectedly with many challenges. Rich spent countless hours creativity working wit ...
Kristen R 11-15-2021
Monthly Payment Calculator
Your monthly mortgage payment is calculated by adding the costs of the loan’s principal and interest, as well as any money held in escrow for taxes and insurance. How much will it be? Get an idea now and compare different loan terms.
Results are based solely on the information you have provided; product may not be available for all terms entered. These calculations are provided for illustrative purposes only and do not reflect any closing costs or down payment. If mortgage insurance payment is listed, illustrative payment is based upon a conforming fixed loan for owner occupied, 1 unit dwelling for a borrower with a credit score greater than 760. This is not a credit decision or a commitment to lend. Please contact an experienced loan consultant at for more accurate and detailed information.
A monthly payment cannot be generated based upon the information provided.
Try one of these and recalculate:
Lowering your purchase price
Increasing your down payment
Changing the loan term
Still not seeing any values? Please contact an experienced loan consultant at to find an option that fits your unique situation.