Rich Parsons

Your Client-Focused Lender

NMLS#346060

Hi! I'm Rich Parsons

When buying, selling or refinancing a home, I'm not only getting you the best rates, but the process is EASY. 

There's no call center, no false promises, just personalized service.​

Serving CA, AZ, OR, ID, FL, TX, WA, CO

Years in Business
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Loans Made
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Happy Homeowners
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Types of Loans

Conventional Loan

Also called a "conforming" loan, these are most common loans for residential housing. Conventional loans must meet the requirements of Fannie Mae and Freddie Mac.

VA

Veterans Affairs loans allow active-duty service members, veterans and surviving spouses to finance a home with no down payment.

Reverse Mortgage

If you are 62 years and over, you can borrow part of your home's equity as tax-free income.

Jumbo Loan

A type of financing that exceeds the limits set by the Federal Housing Finance Agency.

Refinance

For homeowners who wish to obtain a new loan to change the interest rate and/or terms of their current mortgage or to pull out equity.

About

Over 30 Years of Experience

My goal is to do more than get you the best loan. I want to help you create wealth.

Buying a home is one of the biggest purchases you’ll ever make.  It’s important to get it right.  I aim to do more than just get you qualified.  I work with you to help you create a  financial situation that is  better than it was before.

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Out of 5

What My Clients Say

5.0
5/5

Rich Changed Our Lives

My husband and I recently closed on a home in Santa Barbara, working with Rich Parsons. Without him, we would not have reached this milestone, and for this we are forever grateful. We started our home buying journey unexpectedly with many challenges. Rich spent countless hours creativity working with me to overcome hurdle after hurdle all the way until close. We communicated daily, for months, through text, phone calls, emails; he was always receptive and available, nights, weekends, and even when traveling in Italy! He was clear, honest, & encouraging through every step of the way and never lost patience through it all, which certainly could have been easy to do. Furthermore, we did all of this with no realtor, making Rich the most instrumental part of our home buying journey. At this point, Rich knows me better than most people in my life and I can say without doubt that I have complete trust in Rich. I highly recommend Rich and will work with him exclusively in all future real estate endeavors. Thank you, Rich! You have truly changed our lives.
Kristen Reilly
5.0
5/5

Working With Rich Was My Smartest Decision

Rich is wonderful. He has done two mortgages for me and they both went so smoothly. He really listens and even talked me out of one of my mortgages until the rates made very good sense. He had my back and aways wanted to make sure I was happy. I would highly recommend.

Neda Kazemi
5.0
5/5

Easy Refinance

The process of re financing a mortgage is tedious. And the decision whether it makes sense to refi .. again … is always difficult. Rich made the whole process very simple. I have done several refi’s with Rich .. all were painless with the best rate possible.

Casey Walters

Now is a Great Time to Buy a Home

Don’t let changing interest rates and low inventory keep you from your dream. The current market is ripe with fantastic home buying opportunities.  

Reach out and I’ll walk you through financially favorable ways you can buy the house you want today.  

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